Built by one person.
For everyone who pays.
SchnelPay is an independent payment platform — non-custodial by design, quantum-safe by architecture, and built in the open from day one.
Founder & Builder
Randeep Singh
I'm a solo founder based in Fremont, California. SchnelPay is the product of six weeks of focused work — every line of code, every design choice, every page on this website was built by one person with one belief: payment infrastructure shouldn't be gatekept by custodians.
Before SchnelPay, I spent 25 years across technical writing, ISO document control, and real estate brokerage. I'm self-taught in modern web development and post-quantum cryptography. SchnelPay exists because I wanted a payment platform I could trust myself — and the only way to get one was to build it.
Why SchnelPay exists
Payments are stuck in 1995
Wire transfers take 3–5 days and cost $35–90. Credit cards take 4% and can be reversed for any reason. Crypto solves both, but most platforms are custodial — you have to trust them with your money.
Custody is the real risk
FTX, Celsius, Mt. Gox. The pattern is clear: when a platform holds your funds, you become a creditor. SchnelPay is built on the opposite principle — we never touch your money.
Quantum is coming
Most existing crypto signatures will be breakable within a decade. SchnelPay uses ML-DSA-65 and ECDSA together — a hybrid post-quantum approach that protects today and tomorrow.
Why you can trust SchnelPay
We are non-custodial. Period.
SchnelPay never holds, controls, or has access to your funds. All on-ramp transactions are handled by licensed partners who provide their own custody, KYC, and AML compliance. SchnelPay operates as a non-custodial interface layer — similar to MetaMask or Phantom Wallet.
We are a registered US business.
SchnelPay LLC is registered with the California Secretary of State with a federal EIN issued by the IRS. No anonymous offshore shell — just a US-based founder building in the open.
We do not require licenses we do not need.
A non-custodial platform is not a Money Services Business under FinCEN definitions. We do not transmit, hold, or convert funds — those services are provided by our licensed partners. If we ever expand into custodial services, we will register the appropriate licenses before launch.
Security is architected, not bolted on.
QuantumShield uses hybrid post-quantum cryptography (ML-DSA-65 + ECDSA) for authentication. Passwords are hashed with industry-standard algorithms. All data is encrypted in transit (TLS 1.3) and at rest. We do not store private keys, seed phrases, or wallet credentials.
Company information
SchnelPay LLC
California, United States
2026
Non-custodial
US-based financial institutions
Licensed payment partners
[email protected]
Have questions? Just ask.
I read every email personally. If you're considering SchnelPay for your business or just want to understand how it works, get in touch.
Email Randeep →