Effective date: April 1, 2026 | Governing law: State of California, United States
Plain English first. We use minimal cookies — only what is necessary to keep the platform secure and functional. We do not sell your data or use advertising cookies.
Small files stored on your device that help websites remember information about your visit.
Cookies are small text files placed on your device when you visit a website. They allow the site to remember your preferences, keep you logged in, and understand how you use the service. SchnelPay uses cookies sparingly and only where necessary.
We use three types of cookies: essential, security, and analytics. No advertising cookies.
Essential cookies — Required for the platform to function. These include session tokens that keep you logged in and CSRF protection tokens that prevent unauthorised actions. You cannot opt out of these without losing access to the platform.
Security cookies — Used to detect suspicious activity, enforce rate limits, and protect against fraud. These are integral to our QuantumShield™ security architecture.
Analytics cookies — We use privacy-respecting, aggregated analytics to understand which features are used and how to improve the platform. No personally identifiable information is collected. You may opt out at any time.
No advertising, tracking, or third-party marketing cookies — ever.
SchnelPay does not use:
Some third-party services we use may set their own cookies. We list them here.
Where we integrate third-party services, those providers may set their own cookies subject to their own privacy policies:
You can control cookies through your browser settings at any time.
You can manage or delete cookies through your browser settings. Most browsers allow you to:
Note that disabling essential cookies will prevent you from using the SchnelPay dashboard and custodial features.
We will notify you of any significant changes by email or in-app notice.
We may update this Cookie Policy from time to time. When we make material changes, we will notify registered users by email and post a notice on the platform. Continued use of SchnelPay after changes take effect constitutes acceptance of the updated policy.
Questions about cookies? Email us at [email protected]